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Dental Insurance & Financial Information

We feel that all patients deserve from us the best dental care we can provide, and further, we feel that everyone benefits when an office policy and financial arrangements are understood.

As a condition of your treatment by this office, financial arrangements must be made in advance. The practice depends upon reimbursement from the patients for the costs incurred in their dental care, and financial responsibility on the part of each patient must be determined before treatment.

Patients with Dental Insurance

It is our pleasure to assist you by completing your dental insurance claim forms. If your dental insurance carrier is up to date, we will electronically file your dental insurance claim before the end of the treatment day. As an added courtesy, we will accept the Assignment of Benefit from your dental insurance company. This means we will collect just your estimated co-payment or co-insurance on the day of your dental treatment. Please understand that this is only an estimate and is based upon the information available to us.

Many dental insurance companies reimburse professional fees on a complicated fee averaging basis. Your dental insurance company will use average fees from a wide geographic area. They will fail to take into consideration location, training, and experience of your dentist and the dentistry they provide. This system may or may not be representative of fees in our area. Because of this, our fees may be above or below the "usual and customary" fee provided to you by your insurance company. This may have an effect on the amount of reimbursement you receive from them. This sounds confusing because it is confusing. However, our staff is experienced with dental insurance matters and can answer any questions you may have.
Please note, our fees are very competitive to other offices in town and typically fall within the usual and customary range.

Ultimately, the financial obligation for dental treatment is between you and our office. Your dental insurance company is responsible to you, and not to our office. Whatever your dental insurance company does not pay, you will be responsible for the difference.

If you have any questions regarding this, please do not hesitate to give our office a call, and we will be happy to discuss any financial matters with you.

Patients without Dental Insurance

We understand that the cost of dentistry has risen over the years, and we make every effort to keep our costs down to help those that do not have an added benefit with dental insurance. We do offer a payment plan available through Care Credit. Read below for more information on Care Credit.

Senior Citizen Discount

For our seniors 60 years of age and more mature that do not have dental insurance, we offer a 5% discount. If you do have dental insurance, this discount does not apply.

Bookkeeping Discount

If you have a treatment plan totaling $4000 or more, a 5% discount will be applied if the dental treatment fee is paid in full prior to the start of treatment. This applies to patients paying in cash or check. This discount is not given if paying via Care Credit.

Payment Options

  1. Cash
  2. Check
  3. Debit Card
  4. Master Card (Visa, MasterCard, American Express)
  5. Care Credit

Payment Plans

As a service to our patients, we are pleased to offer the CareCredit card, North America's leading patient payment program. CareCredit lets you begin your treatment immediately—then pay for it over time with low monthly payments that are easy to fit into your monthly budget. So, you can begin your dental care treatment today and conveniently pay with low, monthly payments. 

CareCredit offers a full range of No Interest and Extended Payment Plans for treatment fees from $1 and up. 

6,12,18 & 24month plan options [Click for Details]

No interest if the balance is paid within the specified time period

Low minimum monthly payments 

24,36,48 & 60month plan options [Click for Details] 

For procedure fees from $1,000 and up

11.90% interest rate (or more, please read the fine print from them)

Monthly payments as low as $25 for a $1,000 plan

With CareCredit, you pay no up-front costs, no pre-payment penalties and no fees. Plus, CareCredit is a revolving credit line for additional treatment or add-on charges, without the need to re-apply. It only takes a few minutes to apply for CareCredit and you'll receive an online decision in seconds! Apply now or see our staff for more details.